Member Healthcare Program
The member health and relief scheme. Members who pay Rs 5,500 into the health and relief fund, through the Sadasya Surakshyan Saving, receive help with hospital costs, relief for their family if they die or when someone in their household dies, and, for some members, a yearly allowance. The program also runs the Friday regular health check service.

What members receive
- Cover starts
- From the third month after a lump sum of Rs 5,500
- Hospital admission
- Up to Rs 10,000 a year for treatment
- Death of someone in the member’s household
- Up to Rs 5,000
- Natural death of the member
- Rs 55,000 to the family
- Accidental death of the member
- Up to Rs 105,000 to the family
- Members over 75, pregnant members and members with disabilities
- A yearly allowance set by the board
- Claims paid
- Within 30 days of the application
How to take part
Ask at any of our 9 offices, or call Prakash Timalsina, our information officer, on 9851143653.
Ask about this programOther member programs
- Health CampPeriodic health camps in the working area. On 2082 Paush 21, a one-day mobile dental camp at Sallepani, Dhulikhel-11, held with Supreme Dental Care, checked 42 of the 49 people who came, free of charge.
- Eldest Member Respect ProgramHonouring the cooperative’s senior members.
- Bal ClubChildren’s club that builds saving habits early. Child savers are given a cake.
- Environmental Cleaning ProgramCommunity clean-up drives led by members and staff.
- Blood Donation ProgramRegular blood donation events.
- Loan and Membership EducationEducation sessions so members understand their rights, loan terms and repayment.
- Insurance Education ProgramSessions on life, non-life, health and accidental insurance.
- Members’ Skill Development TrainingVocational training such as handicraft and janai making for women and young people. 32 women took a Ningalo handicraft training at the head office from 2083 Jestha 12 to 26, with Panauti Municipality’s support under MEDPA, and members learned to make janai there on 2083 Bhadra 10.
- Microfinance Group ProgramsGroup formation, visits and education for economically disadvantaged members.
- Society Awareness ProgramFinancial literacy activities, including Global Money Week. For Global Money Week 2026, a session at Himalaya Secondary School, Banepa-5, taught 41 students to save early and avoid needless spending.
- Teej Program and Sister ClubCultural and women’s programs that keep the membership connected.
Ready to become a member?
Visit any of our 9 offices in Kavre, or download the member application form and bring it with your citizenship certificate.
